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Learning Recommendations:  Designed for students who have completed CC Algebra 1 and CC Geometry. This course can serve as the third credit of math for students who elect to take a CTE alternative for the third year requirement through a counselor-supported approval process. This course is also appropriate for students who have completed Algebra 2 and want to take a course specifically focusing on the mathematics of personal finance.

General Description: This course is designed to build upon prior knowledge of math concepts from other courses. This algebra-based CTE course features real-world algebra concepts found in Investing, Banking, Credit, Income Taxes, Insurance, and Household Budgeting. Step-by-step strategies will help students learn the time value of money, evaluate the best banks and credit cards, make financial decisions like buying a car or renting an apartment, calculate payments and interest in loans, invest in the stock market, and build a business plan by knowing costs, profits, and break even points.


  • Real world situations represented through functions, graphs and tables, statistics, regressions
  • Functions: linear, quadratic, exponential, piecewise, and others
  • Systems of equations and inequalities, Exponential growth and decay
  • Excel and online applications

Strategies:  Students will learn through a combination of:

  • Collaborative instructional approach
  • Direct Instruction
  • Technology enhanced instruction

Homework:  Homework for this class is mainly assigned practice problems in a workbook and is usually completed within 30 minutes. Time is often given in class to start assignments. Projects and tests are done in class.

Course Fee / Materials:  A graphing calculator is provided in the classroom, but student should have one to use at home. Workbook is provided by school.